Liabilities we insure

Having liability insurance is important to protect your client as an individual or for their business if they are at risk of being held legally liable for an incident such as property damage, injury, contractual obligations or negligence.  Even the most careful of people and businesses can be at risk of a liability claim.

It is critical for those that are business owners, individuals, property owners, product manufacturers, and retailers to have liability insurance as they have a responsibility towards their customers, employees, suppliers and community to ensure that they are insured against any negligence that they may be held liable for.  If found negligent, the financial and reputational costs associated with a liability claim can be devastating and it can easily cripple a business financially or their business reputation.

With this in mind, Ryno’s liability products have been designed to provide brokers like you and your clients with flexible and innovative solutions that are tailored for their individual needs.

We have designed liability insurance cover for several target industries. These products have been tailored to provide certain policy benefits for these industries.

Target Industries

The following industries are only a summary of the covers we are able to arrange. Should you need to inquire further on industries that are not listed below, please contact us.

Signs for motels and backpacker accommodation.

Accommodation

Motels, Bed & Breakfast’s, Backpackers, Student Accommodation & Boarding Houses …

Floor care and cleaning services with washing machine in supermarket shop store

Cleaners

Domestic, Commercial or Industrial Cleaners… Ryno Insurance’s Cleaners Liability is polished to perfection!

Events & Market Liability

Events & Market

Specialised Liability for annual & one-off Events & Markets.

General Liability Photo

General Liability

Flexible and innovative solutions for your General Liability needs.

Non profit text on missing puzzle background.

Not-For-Profit

NFP’s, community groups, and enthusiast clubs… Check out this Liability!

Cropped image of a businessman fixing his tie against a white background

Project Managers

You manage your project, and we’ll manage your liability.

House building and city construction concept: evening outdoor urban view of modern real estate homes

Property Owners

Ryno Insurance specialises in Commercial Property Owners Liability.

Shot of a young man smiling confidently at the door of a coffee shop

Restaurants

Restaurant’s, café’s, coffee & cake shop’s… Ryno’s Liability will compliment your insurance order nicely.

Scaffolders Photo

Scaffolders

Ryno Insurance’s Scaffolders Liability reaches new heights!

Image taken inside a shopping mall. There are lots of people walking around going to stores, buying things and consuming food and beverages. There are two floors with shops and boutiques. The ceiling is glass. The architecture is very modern and new and the general feel of the images is bright, clean, safe and positive.

Shopping Centres

Shop no more and check out Ryno’s Shopping Centre Liability!

Cropped shot of a carpenter making measurements on a plank of woodhttp://195.154.178.81/DATA/i_collage/pi/shoots/784177.jpg

Tradies

Grab your high vis, lace up your boots and see how Ryno’s Tradies Liability measures up.

Port warehouse with containers and industrial cargoes

Transport & Logistics

Ryno Insurance’s Transport & Logistics Liability will aim to DELIVER all your clients liability needs…

New house imagination vision on green meadow. Conceptual image

Vacant Land

Oh, give me land, lots of land under starry skies above, don’t fence me in!

Welders Photo

Welders & Boilermakers

Ryno Insurance’s Liability for Welders & Boilermakers is SPARKTACULAR!

Policy Benefits

Ryno is able to arrange cover with the following automatic and optional extensions:

Ryno-B2B-LIAB-policybenefits-050717-v2

Our underwriters have extensive experience in the liability insurance market and combined with our broad appetite, competitive wording and premiums, it makes Ryno an excellent choice for your client’s liability insurance needs.  We are backed by certain underwriters at Lloyd’s, which is the world’s leading insurance market providing specialist insurance services to businesses.

Contact the team at Ryno Insurance to find out how we can further assist your client to get the most appropriate liability insurance cover, in a wide range of industries.